decided that i shall write down my new year resolutions to motivate/remind myself.... 1. to be able to save MORE! (I HOPE SO!) 2. to get a new handphone (most prob N97 mini) 3. to go for a "last" holiday to hong kong in June 2010 (shall be the last holiday before graduation) 4. to lose weight (it'll be in my list every year) 5. hope to get a nice & suitable flat 6. to write my study notes way in advance before examination 7. to work harder for studies 8. reduce/quit online shopping 9. not to touch my 2nd saving a/c every month 10. ETC...... hope i can fulfill it! but savings plan will commence probably on the 2nd half of the year as I'm planning for HK trip (yes again!) and the new handphone... =) somewhere too far for us to find. |